If you are looking for someone who is reliable and trust worthy, Michelle and her team should be your choice. I had inquired about my home value for a possible sale and after a conversation with Michelle she recommended that a refinance might better meet my needs, since the rates were currently much lower than I was paying. It was refreshing that a Realtor listened to me and put my financial goals ahead of a sale. My refi was handled expertly by the Volpe Team at Nova Home Loans, and I couldn't be happier with Michelle and her recommendation to Nova for my refi. Thank You Michelle!